Wednesday, August 29, 2012

Camping?

We are going to walk 3 hours, to see a beautiful twin lakes, which we had done this last year (and walk back for 3 hours to the car park). This weekend, we are going to do the same, except this time, we going to stay overnight at the rest house there.

I think of the "natural" toilet, I don't want to go...

But then bui bui 兴致勃勃 wor.... I don't want to 少兴. We going with another 2 friends. We also previously bought 2 new sleeping bags, just to prepare for this.

And I also don't want to carry sleeping bag + water + some food (??) for 3 hours... I don't want!!!!!!!!!!

How ah?????

I am in dilemma.... I love the scenary... but I don't love the toilet. I love the idea of sleeping in the cold icy mountain and waking up to some birds chirping and maybe got some wild animals at night who knows... haha... and I don't want to walk 3 hours with the burden of sleeping bag, water, food, and other stuff... and I don't like to bangsai or cannot bangsai at those toilet.... don't even mention shower ok, definitely no shower for 1 day...

:-(

HOW???????????

Friday, August 03, 2012

Learnt something new - Trust vs Will

Was reading a book lately, it touches on the difference of Trust vs Will.

Now I know why my boss has Trust and not Will. There's a probate fees on Will, but not on Trust.. But then the tax implication on Trust and Will I think is different. Need to find out too... hmm...

For my own reference later on (I tend to can't find it back from Favorite folder if I saved it as Favorite, don't know why... I am very disorganized:)):

Probate Fees

The provinces each have different fee structures.
In British Columbia, the basic fee payable for commencing the application for the grant is $208.
The basic fee is waived if the value of the estate* does not exceed $25,000. The $25,000 threshold is calculated based on the value of all the property of the deceased situated in British Columbia.
In addition to the basic application fee, there is a requirement that the following fees be paid:
  1. $6 for each $1,000 or part of $1,000 of the value of the estate in excess of $25,000, up to $50,000, plus
  2. $14 for each $1,000 or part of $1,000 of the value of the estate in excess of $50,000.
For Example:
If an estate has a gross value of $214,500, the total fee payable will be:
Basic Fee$208.00
Additional Fee
($50000 – $25,000) / $1,000 X $6$150.00
($215,000 – $50,000) / $1,000 X $14$2,310.00
Total$2,668.00
*The “value of the estate” means the gross value of
(a) the real and tangible personal property of the deceased situated in British Columbia, and
(b) if the deceased was ordinarily resident in British Columbia immediately before the date of death, the intangible personal property of the deceased, wherever situated, that passes to the personal representative at the date of death.
The probate fee rate is the rate in effect when the grant is issued, not the rate in effect on the date of death, nor the rate in effect on the date when any additional filing fees are paid.

Source: http://www.bcheritagelaw.com/legal-services/estate-law-information/estate-administration/probate-fees/

Thursday, August 02, 2012

My new hobby - Biking

I recently am very addicted to biking.

When I am walking on the street, I will observe people's bike, how theirs look like, what gear they have. Does it look light or heavy. How did they get on to the bus with bike hooked in front of bus, how did they get on to skytrain, what are the rules and conditions to have it on skytrain, safety helmet, etc.

But then people who knows me, know I am very "short passion". That is, my passion for something normally does not last long (except for Bui, hahahaa). Knowing my this weakness, I decided to buy a used bike.

Because I am small size, it is not easy to look for a used bike that suits me. Most of them are for Bui's height (he alraedy got a bike 2 years ago loh). My height needs a 14" frame. Most advertised are 16" to 24". Very gek sei yan ah... but 皇天不负有心人, I found one!! I so scared it sold to others, I immediately take off early from work, and go to her house to have a look.

This is what it is advertised. Not girlie (I was afraid of pink). I saw many 14" bike are for kids, and they are in princess pink (vomit). hahaha.... anyway, I tried, and it is a perfect size, and I feel comfortable riding it. I bought it for $80! yay~


Went home, immediately we go for a ride near our neighborhood (there's a long bike trail, very nice). Very nice weather, everything so nice. And I asked ah bui take a pic of me. And he dropped my iphone! Iphone screen was cracked, like a spider-web. Still can use, just screen is no good. I very upset lah of course. Bui insisted he wants to take it to store to fix. I told him if it is more than $50 I don't want to fix. Bui said, "cannot, must fix, because if don't fix, you will scold me everytime you use your iPhone.". hahahaa....

The screen was fixed for $55. My phone is 3GS. I am waiting for i5 to come out lah so I can get a new contract. That's why I don't mind to wait. But Bui insisted... anyway, the new screen is very nice. I think better than my old screen, dunno why leh? haha...

I am so addicted to bike riding now. We went for another ride yesterday (without my iPhone this time) to our nearby grocery store to check out prices (first time go that grocery store). First time ride on the road with cars... a bit scary... but I think I will get used to it. Yes, I wore helmet, although it makes me look retarded, but, safety comes first. haha..

Our bikes (both also used one haha).